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Alternatives to Health Insurance -- Medical Savings Account

It is quit obvious that traditional medical insurance is becoming an anachronism. Many that earn higher incomes are opting out of high cost insurance. That is exactly what I did. For the last 17 years I have paid less than $300 a YEAR for my health insurance, but I have a $10,000 deductible. So essentially, I am self-insured. But the money that I have saved in premiums is more than able to pay the $10K, should I ever need traditional medical care. But I carefully follow my own health program...

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